Broco

Broco is building the financial infrastructure French-speaking Africa has been waiting for.

Over 80% of people in our region are unbanked - not because banks don't exist, but because nothing fits how they actually live. Cash dominates, merchants pay suppliers on delivery, and consumers have no reason to open accounts they'd empty by month-end.

So we don't start with the consumer. We start with the supply - drivers, couriers, merchants, wholesalers — turning the cash already flowing between them into digital money at every step. Our 10,000+ drivers double as mobile cash agents, backed by thousands of partner shops on the ground.

For consumers, we take the opposite approach: we leverage infrastructure that already works - just not locally. through a virtual euro account and Visa card — and use that same rail to disrupt Europe–Africa remittances, a market worth ~8% of GDP in our target countries.

To bring 250+ million people in French-speaking Africa into the modern financial system — on their own terms.

Most fintechs try to force local realities into global banking standards. We do the opposite. We start where the money already flows — between drivers, merchants, wholesalers — and turn that cash into digital money, step by step. Then we connect those same users to the global financial system through euro accounts, Visa cards, and stablecoin remittances.

One ecosystem, one rail, one app — built for people living between local realities and global needs.

Our mission isn't just to bank the unbanked. It's to give Africa the financial infrastructure it deserves, and to make sure the next twenty years of growth in the region are built on rails we own.