Software Development

Algoan

11-50

<p>Algoan is a Fintech founded in 2018 that transforms the way credit decisions are made through its scoring and budget analysis solutions based on Open Banking. Our API-based products enable financial institutions to optimize their decision-making processes by analyzing the banking data of loan applicants.</p>
<p>As a European leader in this field, we collaborate with major players (Sofinco, Cofidis, Revolut, etc.) to enhance user experience and acceptance rates while reducing the risk of over-indebtedness across various use cases (installment payments, consumer credit, car financing, etc.). Algoan strives to make credit more accessible to a broader audience, with security and compliance at the heart of its priorities.</p>
<p><strong>Key figures:</strong></p>
<ul>
<li>We are a team of 30 people.</li>
<li>We have raised over €10 million.</li>
<li>Our API is available in 6 European countries.</li>
<li>We are ISO 27001 certified and regulated by the ACPR.</li>
<li><strong>Our data stack:</strong> Our core technologies include MongoDB, DataFlow, BigQuery, dbt, Python, and git.</li>
</ul>
<h2>Tasks</h2>
<p>We are looking for a motivated and talented Data Science Intern to review performance and improve our models. This internship is a unique opportunity to work on a high-impact project at the core of our product offering, in a fast-paced and innovative environment. Under the supervision of a Senior Data Scientist, you will:</p>
<ul>
<li>Explore, preprocess, and enrich Open Banking datasets to extract meaningful features.</li>
<li>Benchmark model performance with respect to existing models, and business objectives such as acceptance and default rates on our different portfolios.</li>
<li>Identify and mitigate biases, ensure model robustness and regulatory compliance.</li>
<li>Present findings and results internally and possibly to clients.</li>
<li>Collaborate with Product and Tech teams to improve the models.</li>
</ul>
<h2>Requirements</h2>
<ul>
<li>Currently enrolled in a Master’s degree in Data Science, Applied Mathematics, or similar.</li>
<li>Solid knowledge in statistical modeling and machine learning algorithms.</li>
<li>Strong analytical skills, autonomy, and problem-solving mindset.</li>
<li>Solid Python skills (pandas, scikit-learn, Jupyter, etc.).</li>
<li>Interest in fintech and responsible credit scoring.</li>
<li>Experience with scoring models development is a strong plus.</li>
</ul>
<h2>Benefits</h2>
<ul>
<li>A hands-on project with real impact on the product and our clients.</li>
<li>A collaborative, data-driven team environment.</li>
<li>Mentorship from experienced Data Scientists.</li>
<li>A chance to discover the inner workings of a product-focused, API-first fintech startup.</li>
</ul>

Data Science internship

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